PRIVATE INDIVIDUAL/ SALARY EARNER |
• Fully completed application
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• Signed Offer to purchase
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• Clear copy of ID
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• Most recent Proof of income
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• 3 Months non Internet personal bank statements
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• Marriage Certificate.
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• The same documents are required for a co-applicant, sureties and clients that are married in community of property.
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COMMISSION EARNER |
• All the above and
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• 6 months latest non internet bank statement and letter from employer confirming average income
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SELF-EMPLOYED/SOLE PROPRIOTER CLIENTS |
• Refer to Private Individual plus the following
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• Signed Auditors or Accountant letter confirming income
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• Singed copy of personal Assets and liabilities
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• 3/6 Months business bank statements
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• Current Financials or management accounts for the business
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CLOSE CORPORATION/ COMPANY |
• All of the above
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• Clear ID documents of all members/directors
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• Signed Auditors letter for all members confirming income
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• 3 Months personal banks statements of each member
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• 6 Months business statements
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• Singed financials statements
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• Signed personal Income/expenses, Assets/liabilities for all members/directors
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• Company documents confirming members
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TRUST |
• Refer to the above
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• Audited financials for trust
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• Trust documents
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SWITCHES |
• Refer to Private Individual plus the following (Offer to purchase not required)
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• 6 Months recent bond statements
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